Insurance.ppt

InsuranceDefinitionofInsuranceOceanMarineCargoInsuranceBackground:backgroundbackgroundBackgroundOceanCargoInsuranceinInternationalTradeOceanMarineCargoInsuranceFPA(平安险)2）TotalorPartialLosscausedbyaccidentsthecarryingconveyancebeinggrounded，stranded，sunkorincollisionwithfloatingiceorotherobjectsasfireorexplosion
由于运输工具遭受搁浅、触礁、沉没、互撞、与流冰或其他物体碰撞以及失火、爆炸意外事故造成货物的全部或部份损失。
3）Partiallossoftheinsuredgoodsattributabletoheavyweather，lightningand/ortsunami，wheretheconveyancehasbeengrounded，stranded，sunkorburnt.irrespectiveofwhethertheeventoreventstookplaceoraftersuchaccidents.
在运输工具已经发生搁浅、触礁、沉没、焚毁意外事故的情况下，货物在此前后又在海上遭受恶劣气候、雷电、海啸等自然灾害所造成的部份损失。
4）Partialoftotallossconsequentonfallingofentirepackageorpackagesintoseaduringloading，transshipmentordischarge.
在装卸或转运时由于一件或数件整件货物落海造成的全部或部份损失。5）ReasonablecostincurredbytheinsuredonsalvagingthegoodsoravertingorminimizingalossrecoverableunderthePolicy，providedthatsuchcostshallnotexceedthesuminsuredoftheconsignmentsosaved.
被保险人对遭受承保责任内危险的货物采取抢救、防止或减少货损的措施而支付的合理费用，但以不超过该批被救货物的保险金额为限。6）Lossesattributabletodischargeoftheinsuredgoodsatapertofdistressfollowingaseaperilaswellasspecialchargesarisingfromloading，warehousingandforwardingofthegoodsatanintermediateportofcallorrefuge.
运输工具遭遇海难后，在避难港由于卸货所引起的损失以及在中途港，避难港由于卸货，存仓以及运送货物所产生的特别费用。7）SacrificeinandContributiontoGeneralAverageandSalvageCharges
共同海损的牺牲、分摊和救助费用。
8）SuchproportionoflossessustainedbytheshipownersasistobereimbursedbytheCargoOwnerundertheContractofAffreightmentBothtoBlameCollisionclause.
运输契约订有“船舶互撞责任”条款，根据该条款规定应由货方偿还船方的损失。
WithAverage（W.A.）（水渍险）AllRisks（一切险）常见附加险常见附加险casestudy[案例分析]casestudy[案例分析]保险单证ICC是什么条款?Intheinternationalinsurancemarket,thenationalinsuranceorganizationshavedevelopedtheirowninsurancepolicy.However,themostwidelyusedistheLondonInsurersAssociationdevelopedthe"termsofInstituteCargo"(InstituteCargoClause;abbreviatedICC)

China'senterprisesonCIForCIPtermsofexports,generallybasedon"China'sinsurancepolicy,"insured,butiftheforeignaccordingtocustomerrequirements,"InstituteCargo