高一英语阅读理解(人生百味)专项训练及答案及解析.doc

高一英语阅读理解(人生百味)专项训练及答案及解析

一、高中英语阅读理解人生百味类
1．阅读理解
Richcountriesareracingtodematerialisepayments.Theyneedtodomoretopreparefortheside-effects.
Forthepast3,000years,whenpeoplethoughtofmoneytheythoughtofcash.Overthepastdecade,however,digitalpaymentshavetakenoff—tappingyourplasticonaterminalorswipingasmartphonehasbecomenormal.Nowthisrevolutionisabouttoturncashintoanendangeredspeciesinsomericheconomies.Thatwillmaketheeconomymoreefficient—butitalsocausesnewproblemsthatcouldholdbackthetransition(转型).
Countriesareremovingcashatvaryingspeeds.InSwedenthenumberofretailcashtransactionperpersonhasfallenby80%inthepasttenyears.Americaisperhapsadecadebehind.Outsidetherichworld,cashisstillking.Buteventhereitsleadingroleisbeingchallenged.InChinadigitalpaymentsrosefrom4%ofallpaymentsin2012to34%in2017.
Cashisdyingoutbecauseoftwoforces.Oneisdemand—youngerconsumerswantpaymentsystemsthatplugeasilyintotheirdigitallives.Butequallyimportantisthatsupplierssuchasbanksandtechfirms(indevelopedmarkets)andtelecomscompanies(inemergingones)aredevelopingfast,easy-to-usepaymenttechnologiesfromwhichtheycanpulldataandpocketfees.Thereisahighcosttorunningtheinfrastructurebehindthecasheconomy—ATMs,vanscarryingnotes,tellerswhoacceptcoins.Mostfinancialfirmsarekeentoabandonit,ordiscourageold-fashionedcustomerswithheavyfees.
Inthemain,theprospectofacashlesseconomyisexcellentnews.Cashisinefficient.Whenpaymentsdematerialise,peopleandshopsarelessopentotheft.Italsocreatesacredithistory,helpingconsumersborrow.
Yetsetagainstthesebenefitsareacoupleofworries.Electronicpaymentsystemsmayrisktechnicalfailures,powerfailureandcyber-attacks.Inacashlesseconomythepoor,theelderlyandcountryfolkmaybeleftbehind.Andadigitalsystemcouldletgovernmentswatchoverpeople'sshoppinghabitsandprivatemultinationalsexploittheirpersonaldata.
（1）Somerichcountriesaretryingto.
A.dematerializemoney
B.getridoftheside-effectsofcash
C.maketheeconomymoreefficientbyprotectingendangeredspecies
D.promotepaymentwithoutpapermoneyorcoins
（2）Inparagraph3,several