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浅析我国外资银行监管法律制度的国际接轨——以巴塞尔新资本协议为视角 Title:AnAnalysisoftheInternationalConvergenceofChina'sRegulatoryLegalSystemforForeignBanks–APerspectiveontheBaselIIICapitalAccord Introduction: Intoday'sglobalizedeconomy,theinternationalizationofbankingandfinancehasbecomeincreasinglysignificant.Asaresult,theharmonizationofregulatoryframeworksforforeignbankshasgainedattentionworldwide.China,asoneoftheworld'slargesteconomies,hasbeenprogressivelyaligningitsregulatorylawswithinternationalstandards.ThispaperaimstoanalyzeChina'seffortsinachievinginternationalconvergenceintheregulatorylegalsystemforforeignbanks,focusingontheperspectiveoftheBaselIIICapitalAccord. I.OverviewoftheBaselIIICapitalAccord TheBaselIIICapitalAccord,introducedbytheBankforInternationalSettlements(BIS)in2010,aimstoenhancethestabilityandresilienceoftheglobalbankingsystem.Itsetsforthacomprehensiveframeworkforcapitaladequacy,liquiditycoverage,andleverageratiorequirements,amongothermeasures.Itsadoptionbycountriesaroundtheworldrepresentsacommitmenttoaligningtheirbankingregulationswithinternationallyrecognizedstandards. II.China'sPathtoInternationalConvergence A.RegulatoryReformsandPolicyAdjustments 1.AdoptionofBaselAccords:ChinahasgraduallyincorporatedBaselIandBaselIIstandardsintoitsregulatoryframework.TheseeffortshavelaidthefoundationforfurtheralignmentwithBaselIIIrequirements. 2.EnhancingCapitalAdequacy:Chinahasincreasedcapitalrequirementsforbanks,ensuringtheymaintainadequatecapitalbufferstoabsorbpotentiallosses.ThisalignswiththeBaselIIIframework'semphasisonrisk-weighedcapitaladequacyratios. 3.StrengtheningLiquidityManagement:Chineseregulatorshaveintroducedmeasurestomitigateliquidityrisksthroughliquiditycoverageratios,ensuringbanksmaintainsufficientliquidassetstowithstandstressscenarios.ThisreflectstheBaselIIIframework'semphasisonmaintainingstablefundingsources. B.StrengtheningSupervisoryMechanisms 1.EnhancedRiskManagement:Chineseregulatorshaveimplementedstricterriskmanagementmeasures,suchasstresstesting,assetqualityrev

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