福州译国译民金融类英语单词教材课程.ppt

金融类英语单词（2） 备付金（超额准备金）excessreserves本外币并账consolidationofdomesticandforeigncurrencyaccounts本外币对冲操作sterilizationoperation本位利益localizedinterest;departmentalism奔小康tostrivetoprosper;tostrivetobecomewell-to-do避税（请见“逃税”）taxavoidance币种搭配不当currencymismatch币种构成currencycomposition变相社会集资disguisedirregular（orillegal）fundraising表外科目（业务）off-balance-sheetitems（operation）薄弱环节weaknesses;loopholes不变成本fixedcost不变价atconstantprice;inrealterms不动产realestate不良贷款（资产）problemloans；non-performingloans（assets）
C财务公司financecompanies财政赤字fiscaldeficit 产业政策industrialpolicy长期国债treasurybonds敞口头寸openposition炒股tospeculateinthestockmarket承购包销underwrite（securities）成套机电产品completesetsofequipment;completeplant（s）城市信用社urbancreditcooperatives（UCCs）城市合作银行urbancooperativebanks;municipalunitedbanks城市商业银行municipalcommercialbanks城乡居民收入增长超过物价涨幅realgrowthinhouseholdincome持续升温persistentoverheating 重复布点duplicateprojects重置成本replacementcost重组计划restructuringplan筹资渠道fundingsources;financingchannels初见成效initialsuccess出口统一管理、归口经营canalizationofexports出口退税exporttaxrebate储蓄存款householddeposits（不完全等同于西方的savingsdeposits，前者包括活期存款，后者不包括。）储蓄分流diversionofhouseholddeposits储源萎缩declineintheavailabilityofhouseholdsavings传导机制transmissionmechanism从价税advaloremtax从紧控制tightcontrol存贷款比例loan/depositratio存款保险体系depositinsurancesystem存款货币银行depositmoneybanks存款准备金requiredreservesD打白条issueIOU大额存单certificateofdeposit（CD）大额提现withdrawdepositsinlargeamounts大面积滑坡wide-spreaddecline大一统的银行体制（all-in-one）mono-banksystem呆账（请见“坏账”）badloans呆账准备金loanlossreserves（provisions）呆滞贷款idleloans贷款沉淀non-performingloans贷款分类loanclassification贷款限额管理creditcontrol;toimposecreditceiling 贷款约束机制creditdisciplinary（constraint）mechanism代理国库toactasfiscalagent代理金融机构贷款makeloansonbehalfofotherinstitutions戴帽贷款ear-markedloans倒逼机制reversedtransmissionofthepressureforeasingmonetarycondition道德风险moralhazard地区差别regionaldisparity第一产业theprimaryindustry第二产业thesecondaryindustry第三产业theserviceindustry;thetertiaryindustry 递延资产deferrableassets订货不足insufficientorders定期存款timedeposits定向募集raisingfundsfromtargete