专业英语结课作业 人文地理学 研究生二年级.docx

专业英语结课作业人文地理学研究生二年级

第一篇：专业英语结课作业人文地理学研究生二年级专业英语结课作业——李宁2012级人文地理OnFinancingModelsofRealEstateEnterprise房地产公司的融资模式Abstract:Againstthebackgroundthatthecentralgovernmentisstrengtheningmacrocontrolandtighteningcreditscaleofrealestatebusinesses,financingcapacitybecomesthedeterminantforarealestateenterprise'sdevelopment.Domesticenterprisesnavemanywaysoffinancing,andthispaperdescribestencommonmodels,simplyanalysestheadvantagesanddisadvantagesofeachmodel,whileexplainsandrecommendsthreefinancingexamplesmodelswithpracticalexamples:inpidualentrustedloan,trustfinancingandassetssecuritization.摘要：在国家加大宏观调控力度、紧缩房地产信贷规模的背景下，房地产企业面临严峻的资金压力，融资能力成为决定房地产持续发展的决定因素。国内房地产企业的融资方式较多，本文深入浅出地介绍了常见的十种模式，简单地分析了各种模式的优缺点，并结合工作实际，推荐和较详细地介绍了三种融资模式：个人委托贷款、信托融资、资产证券化。Keywords:realestateenterprise,enterprisefinancing,inpidualentrustedloan,trustfinancing,assetssecuritization,equityfinancing关键字：房地产企业；企业融资；个人委托贷款；信托融资；资产证券化；股权融资文章分为四部分：1、Introduction介绍2、Commonfinancingmodelforrealestateenterprises房地产公司的一般融资模式3、Comparisonandselectionofrealestateenterprisefinancingmodels对比选择房地产公司融资模式4、Conclusion结论1、Introduction介绍Realestateindustryfeaturesincapitalintensive,longdevelopmentcycle,greatinput,highriskandsoon.Traditionalfinancingwaysforrealestateenterprisesmainlyincludeself-fundedplusbankloans.SincethePeople'sBankofChinaissuedNo.121Paper,financialinstitutionstightenedcashflows,enterprisesdependentoncommercialbanksforfinancinggetintodifficulties,meaningfinancingcapacityhasbecomeadeterminantforthesustainabledevelopmentofarealestateenterprise.ThefinancialsysteminChinaisnotmature,sorealestateenterprisesshouldnotonlybeconfinedtobankloans,butalsoseekformorefinancingchannelsandfullyplaythepersifiedfinancingfunctionsofthesociety,forsurvivalandfurtherdevelopment.Onlyenterpriseswithtimelyinnovationinfinancingandplentyofcapitalcansurviveanddevelop.Therefore,itisnecessaryandmeaningfultostudyandanalyzevariousfinancingways.2、Commonfinancingmodelforrealestateenterprises房地产公司的一般融资模式Domesticrealestateenterpriseshavedifferentfin