我国保险业信用体系建设.docx

我国保险业信用体系建设

第一篇：我国保险业信用体系建设摘要诚信，是古今中外通用的社会伦理准则，更是现代保险业的生存基础。诚信对市场经济建设具有举足轻重的作用。建立保险业诚信体系，需深入理解诚信对现代社会发展的重要作用，并应采取以下具体措施：把握社会信用体系建设契机，为保险业诚信体系建设奠定基础；加强保险信用法制建设，为保险业诚信体系建设提供保障；建立保险诚信治理制度，为保险业诚信体系建设创造条件；改革保险公司经营治理体制，为保险业诚信体系建设注入动力；完善保险营销机制，为保险业诚信体系建设增添活力。关键词:保险诚信，保险发展，诚信教育，制度体系AbstractIntegrity,istheancientandmodernChineseandforeigngeneralsocialethics,butalsothesurvivalofmoderninsuranceindustrybasedinsurancecreditsystem,tounderstandtheintegrityofimportantrolesinthedevelopmentofmodernsociety,theritualwisdomtogetherconstitutetheimportantcontentofthetraditionalmoralityofwesternculture.andthefollowingspecificmeasuresshouldbeadopted:graspingtheopportunityofsocialcreditsystemconstruction,tolayagoodfoundationfortheinsurancecreditsystemconstruction;Tostrengthentheconstructionofinsurancecreditlegalsystem,whichguaranteesinsurancecreditsystemconstruction;Buildsystemofinsuranceintegritymanagement,createconditionsfortheinsurancecreditsystemconstruction;Reformtheinsurancecompanymanagementsystem,togiveimpetustoinsurancecreditsystemconstruction;Improvetheinsurancemarketingmechanism,addvitalitytoinsurancecreditsystemconstruction.Keywords:insuranceintegrity,development,thegoodfaitheducation,system目录引言...........................................................................................................................12保险业诚信建设现状...............................................................................................12.1保险公司的不诚信............................................................................................................12.2保险代理人的不诚信........................................................................................................2.3投保人的不诚信…………………………………………………………………………..3保险业诚信问题存在的原因...................................................................................33.1制度缺陷............................................................................................................................33.2信息的不对称………………………………………………………………………….....4加强保险业诚信建设的措施..........