英语词汇(国际结算).docx

英语词汇(国际结算)

第一篇：英语词汇(国际结算)第一章概述美国CHIPS系统ClearingHouseInterbankPaymentSystem纽约清算银行同业支付系统英国CHAPS系统ClearingHouseAutomatedPaymentSystem清算所自动支付体系布鲁塞尔SWIFT系统SocietyWorldwideInterbankFinancialTelecommunication环球财务电讯协会《跟单信用证统一惯例》UCP600UniformCustomsandPracticeforDocumentaryCredits第二章票据Instrument出票人drawer被背书人endorsee付款人drawee/payer正当持票人holderinduecourse收款人payee承兑人acceptor背书人endorser保证人guarantor汇票billofexchangeAbillofexchangeisanunconditionalorderinwriting,addressedbyonepersontoanother,signedbythepersongivingit,requiringthepersontowhomitisaddressedtopayondemandoratafixedordeterminablefuturetimeasumcertaininmoneytoortotheorderofaspecifiedpersonortothebearer.汇票的必要项目mandatoryelements出票issue付款payment背书endorsement拒付dishonor提示presentation追索recourse承兑acceptance保证guarantee限制性抬头restrictiveorder(payEcompanyonly)(payEcompanynottransferable)指示性抬头demonstrativeorder(paytotheorderofBcompany)(paytoBcompanyororder)持票来人抬头payabletobearer(paytobearer)(paytoAcompanyorbearer)出票日期dateofissue付对价持票人holderforvalue本票promissorynote(是note不是bill)划线支票crossedcheck出票人maker保付支票certifiedcheck收款人payee保付certifiedtopay支票chequeorcheck第三章汇款代表处representativeoffice代理行correspondentbanks代理处agencyoffice附属银行subsidiarybanks海外分支行overseasbranchsub-branch甲行以乙国货币在乙行设立帐户:甲行是往帐（Nostroa/c),即我行在你行设帐（Oura/cwithyou）乙行以甲国货币在甲行设立帐户甲行是来帐（Vostroa/c),即你行在我行设帐（Youra/cwithus）在银行实际业务中，增加使用“贷记”（ToCredit），减少使用“借记”（ToDebt）顺汇remittance汇付法toremit汇款人remitter逆汇reverseremittance出票法todraw汇出行remittingbank汇入行或解付行payingbank信汇mailtransfer,M/T收款人或受益人payeeorbeneficiary票汇remittancebybanker’sdemanddraft，D/D电汇telegraphictransfer,T/T汇款头寸的偿付(1)汇出行在汇入行之间有往来帐户汇出行在支付委托书上注明：Incover,pleasedebitoura/cwithyou.(2)汇入行在汇出行开立帐户汇出行在支付委托书上注明：Incover,wehavecreditedyoura/cwithus.(3)汇出行与汇入行双方没有相互开立帐户，但是两银行均在C银行开立帐户：汇出行在支付委托书上注明：Incover,wehaveauthorizedCbanktodebitoura/candcredityoura/cwiththem第四章托收collection委托人principal/consignor付款人drawee托收行remittingbank托收申请书collectionapplication代收行collectingbank光票cleancollection跟单托收：付款交单D/Pdocumentstobereleasedtodraweeonlyonpayment/document