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I-01-1
(man)Communityserviceisanimportantcomponentofeducationhereatouruniversity.Weencourageallstudentstovolunteerforatleastonecommunityactivitybeforetheygraduate.Anewcommunityprogramcalled"OneOnOne"helpselementarystudentswho'vefallenbehind.Youeducationmajorsmightbeespeciallyinterestedinbecauseitofferstheopportunitytodosometeaching-thatis,tutoringinmathandEnglish.

You'dhavetovolunteertwohoursaweekforonesemester.Youcanchoosetohelpachildwithmath,English,orboth.Half-hourlessonsarefine,soyoucoulddoahalfhourofeachsubjecttwodaysaweek.

ProfessorDodgewillactasamentortothetutors-he'llbeavailabletohelpyouwithlessonplansortooffersuggestionsforactivities.HehasofficehourseveryTuesdayandThursdayafternoon.Youcansignupfortheprogramwithhimandbeginthetutoringnextweek.

I'msureyou'llenjoythiscommunityservice...andyou'llgainvaluableexperienceatthesametime.Itlooksgoodonyourresume,too-showingthatyou'vehadexperiencewithchildrenandthatyoucareaboutyourcommunity.Ifyou'dliketosignup,orifyouhaveanyquestions,stopbyProfessionDodge'sofficethisweek.

I-01-2
(woman)Ihopeyou'veallfinishedreadingtheassignedchapteroninsurance-sothatyou'repreparedforourdiscussiontoday.But,beforewestart,I'dliketomentionafewthingsyourtextdoesn'tgointo.

It'sinterestingtonotethatinsurancehasexistedinsomeformforaverylongtime.Theearliestinsurancepolicieswerecalledbottomrycontracts.Theyprovidedshippingprotectionformerchantsasfarbackas3000B.C.

Ingeneral,thecontractswereoftennomorethanverbalagreements.Theygrantedloanstomerchantswiththeunderstandingthanifaparticularshipmentofgoodswaslostatsea,theloandidn'thavetoberepaid.Interestontheloansvariedaccordingtohowriskyitwastotransportthegoods.Duringperiodsofheavypiracyatsea,forexample,theamountofinterestandthecostofthepolicywentupconsiderably.

So,youcanseehowinsurancehelpedencourageinternationaltrade.Eventhemostcautiousmerchantsbecamewillingtoriskshippingtheirgoodsoverlongdistances-nottomentioninhazardousweatherconditions-whentheyhadthiskindofprotectionavailable.

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